TNG
The Dynasty — Pillar III

Institutional Benefits for
the People Who Build

The dynasty is not built by the family alone. The employees who build alongside deserve structured, institutional-grade benefit architectures.

Corporate team in collaborative session

The 40-Year Horizon

When the Enterprise Honours Its People

The Principal has structured group gratuity schemes for family businesses ranging from small enterprises to mid-size corporations. The Payment of Gratuity Act, 1972 mandates the benefit—but the structured, insured approach to funding it transforms a legal obligation into a strategic advantage.

IRDA-approved group gratuity schemes ensure that gratuity liabilities are funded systematically, are tax-efficient for the employer, and provide guaranteed benefits to employees—building loyalty and institutional stability.

IRDAApproved Schemes
TaxEfficient Funding
StatutoryCompliance Assured
EmployeeRetention Tool

Modern Synergy

Corporate Benefits Intelligence

Actuarial Valuation

Professional actuarial assessment of gratuity liabilities, determining optimal funding levels and contribution schedules.

Tax Optimisation

Structuring employer contributions for maximum tax benefits under Section 36(1)(v), reducing the effective cost of the benefit.

Compliance Management

Ongoing regulatory compliance monitoring ensuring the scheme remains aligned with the Payment of Gratuity Act requirements.

The Details

Group Gratuity Architecture

Insured Gratuity Schemes

IRDA-approved policies with life insurers, providing guaranteed gratuity benefits with systematic employer funding.

Trust-Based Structures

Self-managed gratuity trusts for larger organisations seeking greater control over fund management and investment strategy.

AS-15 Compliance

Accounting standard compliance for gratuity liability recognition, ensuring accurate financial reporting and audit readiness.

Employee Communication

Benefit statement generation and employee education ensuring workforce awareness of their accumulated gratuity benefits.

The People Who Build the Dynasty Deserve Its Protection

Discuss corporate employee benefits with the Principal.

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